New and Essential Book for Merchants and All Others:

Smart Business Guide to Credit Card Processing – An Exposé

What every business owner should know to avoid costly pitfalls.

An insider’s tell-all on merchant processing, equipment leasing, lending, risk management, and more.”

Author: Alex Nouri Released in July 2016.

For information and ordering, visit here.

For industry agents, banks, and processors:

Articles:

July 2024: “Develop Solutions That Matter to Growth” Alex Nouri

February 2018  “Survival Using POS System”  Alex Nouri

January 2018  “Merchant Services Fraud Alert Association”  Alex Nouri

December 2016  “The New Battle: Surcharge Fraud”  Alex Nouri

July 2016  “Smart Business Guide to Credit Card Processing”  Book by Alex Nouri

March 2016 “Alternative Lending: Friend Or Foe?” Alex Nouri

March 2016 “Chip and PIN is Broken” Cambridge University Research on EMV

October 2015 Editorial comment on “Time for the Abuse to Stop” Digital Transactions John Stewart

October 2015 “Time for the Abuse to Stop” Alex Nouri

June 2015 “EMV is ‘A Colossal Waste of Time’ for Retailers” Evan Schuman

March 2015 “Paradigm shift on portfolio ownership” Alex Nouri

February 2015 “Merchant contract transparency should be the norm” Alex Nouri

November 2014 “Dare to think like Square” Alex Nouri

October 2014 “Evaluating acquire relationships” Alex Nouri

July 2014 “Insist on a balanced agent agreement” Alex Nouri

June 2014: “AITE Report – EMV Lessons Learned and the U.S. Outlook” Julie Conroy  

Industry resources:

Credit Card Processing Map

Visa Surcharging Credit Cards Q & A for Merchants

Visa Core Rules and Visa Product and Service Rules April 2015

Visa Chargeback Management Guidelines for Visa Merchants 2015

MasterCard Transaction Processing Rules June 2015

MasterCard Chargeback Guide

December 2015 MasterCard Rules Entire Manual December 2014

Visa and MasterCard Chargeback Reason Codes

National Automated Clearing House Association (NACHA)

Visa, Inc. MasterCard Corporation

Electronic Transaction Association (ETA)  

For merchants:

December 2016  “The New Battle: Surcharge Fraud”  Alex Nouri

March 2016 “Alternative Lending: Friend Or Foe?” Alex Nouri

March 2016 “Chip and PIN is Broken” Cambridge University Research on EMV

October 2015 “Time for the Abuse to Stop” Alex Nouri

October 2015 Editorial comment on “Time for the Abuse to Stop” Digital Transactions John Stewart

July 2015 “Are you really required to show ID with a credit card?” Sonya Stinson

June 2015 EMV is ‘A Colossal Waste of Time’ for Retailers Evan Schuman

January 2015 “Five Myths of PCI Compliance” Alex Nouri

January 2015 “Lessons Learned” (On EMV adoption) John Manasso

June 2013 “AITE Report – EMV Lessons Learned and the U.S. Outlook” Julie Conroy

August 2013 “Pros and cons of cash advance” Alex Nouri

February 2013 “Merchant contract transparency should be the norm” Alex Nouri

January 2013  “Tips on Card-Not-Present Transactions”